Richard Encarnacion is a seasoned entrepreneur, consultant, and author with over two decades of experience in sales, finance, and strategic planning. As the founder of RDE Group and a recognized expert in stock loans and lending, Richard has worked with top-tier companies and individuals to unlock financial opportunities and drive growth. He is also a bestselling author, a former U.S. Marine, and an advocate for economic empowerment. Through his work, Richard aims to inspire others to achieve success through innovative business strategies and financial literacy.